The house went up for auction, and no one bid, so now it is a REO property, we are waiting for it to come back on the market to see what they will be listing it for. Needless to say our offer wasn't considered.
However, that could have been due to the fact that our bank approval letter was supposedly not real, and the woman who did it has been fired. Which is really upsetting! So we are currently working with another bank, and we just have a few more things to turn in before she can get us fully approved. (I really like their mortgage rep and she seems so helpful!)
So as soon as we get our hands on this last piece of paperwork and turn it in, I am hoping it will only be smooth sailing from there. This new approval will give us another 3 months to find a home, but I'm hoping it will be sooner than that.
Crossing all my fingers and toes...
Sunday, February 20, 2011
Saturday, February 5, 2011
We put in an offer!!!
The first house we went to look at on Friday was the one that we've been waiting for to come back on the market. It came back on as of the 1st of this month, but due to the horrible weather the soonest we could view the house was this past Friday.
Luckily I had seen the house listed on truila.com before it actually came back on the market. Sometimes foreclosed homes are listed before they come back on but they don't give you the specific address, just a few random specs and the listing matched the original short sale listing. So I let our Realtor know to watch out for it, and that's how he got us the first showing of the house.
Apparently there are 5 others who are looking at this house over the weekend and I have a feeling it will be going fast. We put in a good offer, and I hope to god we get it! ::crossing all my fingers and toes::
The house itself is in a really good neighborhood, it is probably the smallest house on the street however, but I'm okay with that. It's a cute ranch with 3 bedrooms and a decent sized bathrooms. The house also has a full sized bathroom which will be nice for once.
The house doesn't come with a fridge or stove, just an ugly dishwasher. The cabinets and counter is super cheap, so we will be ripping it all out and putting in something nicer. We will also be putting in new appliances. It also has some cheap paneling as you can see on one wall in the kitchen, that will be coming down and the whole thing will be painted. (The people who owned this house had a horrible taste in paint.
I also don't care for the light fixtures so we will probably replace those as well.
They decided to leave the ugly couches and coffee table... uh no thanks. And they took the tv, damn. Lol.
The bedrooms are decent sized and will just need repainting. We also have to replace all the cheap doors to these rooms as well.
There really isn't too much work to do to the house. Just cosmetic stuff, which is nice.
I really hope our offer is taken. That would be awesome!
Luckily I had seen the house listed on truila.com before it actually came back on the market. Sometimes foreclosed homes are listed before they come back on but they don't give you the specific address, just a few random specs and the listing matched the original short sale listing. So I let our Realtor know to watch out for it, and that's how he got us the first showing of the house.
Apparently there are 5 others who are looking at this house over the weekend and I have a feeling it will be going fast. We put in a good offer, and I hope to god we get it! ::crossing all my fingers and toes::
The house itself is in a really good neighborhood, it is probably the smallest house on the street however, but I'm okay with that. It's a cute ranch with 3 bedrooms and a decent sized bathrooms. The house also has a full sized bathroom which will be nice for once.
The house doesn't come with a fridge or stove, just an ugly dishwasher. The cabinets and counter is super cheap, so we will be ripping it all out and putting in something nicer. We will also be putting in new appliances. It also has some cheap paneling as you can see on one wall in the kitchen, that will be coming down and the whole thing will be painted. (The people who owned this house had a horrible taste in paint.
I also don't care for the light fixtures so we will probably replace those as well.
They decided to leave the ugly couches and coffee table... uh no thanks. And they took the tv, damn. Lol.
The bedrooms are decent sized and will just need repainting. We also have to replace all the cheap doors to these rooms as well.
There really isn't too much work to do to the house. Just cosmetic stuff, which is nice.
I really hope our offer is taken. That would be awesome!
Wednesday, February 2, 2011
Here's to hoping the home dryspell is over...
Yeah, so since my last posting there has been a scarcity of homes fitting our requirements, and we visited a few that were definitely misses. Honestly there has been nothing we've seen so far that might even be worth blogging about.
This Friday we are looking at three, possibly four houses. Of them there are only two I was really interested in. One however only has a two bedroom, which is disappointing, however it is quaint and cute inside. The other is the one on S. Tallyho which is finally back on the market. I'm excited to finally see it, but I'm going to try to not keep my hopes up.
In other good news, we are almost finished with filing our taxes. I just have to get one last tax paper so we can file the state one. We are getting a really decent amount back this year. I am pretty ecstatic about it, if all goes well this chunk of change will be helpful in buying stuff for the new house and baby's nursery.
I hope that the next time I blog that there is some good news for me to share, or at the very least that I can report that we've put in an offer on a home.
My plans for this blog after the dreaded buying process is to record the transition of moving and making the house we buy our home, and progress pictures of any changes we make as well as pictures of the nursery. I can only hope we will be in our home by the end of March or early April.
This Friday we are looking at three, possibly four houses. Of them there are only two I was really interested in. One however only has a two bedroom, which is disappointing, however it is quaint and cute inside. The other is the one on S. Tallyho which is finally back on the market. I'm excited to finally see it, but I'm going to try to not keep my hopes up.
In other good news, we are almost finished with filing our taxes. I just have to get one last tax paper so we can file the state one. We are getting a really decent amount back this year. I am pretty ecstatic about it, if all goes well this chunk of change will be helpful in buying stuff for the new house and baby's nursery.
I hope that the next time I blog that there is some good news for me to share, or at the very least that I can report that we've put in an offer on a home.
My plans for this blog after the dreaded buying process is to record the transition of moving and making the house we buy our home, and progress pictures of any changes we make as well as pictures of the nursery. I can only hope we will be in our home by the end of March or early April.
Thursday, January 6, 2011
Feeling Optimistic
So it turns out that the home on S. Tallyho Drive was taken off the market because it is now vacated and bank owned. So I guess it's no longer a short sale! This could be a very good thing, since we wouldn't have to make an offer to the home owners and then wait to get an approval from them and then the bank, we would just directly deal with the bank. It's at the high range of our price range but it is still do able.
I love the area, and I love how simple this house looks. The only thing from these pictures that I'm not crazy about is the kitchen cabinets, which is easy enough to paint or re-stain. I feel like we could easily make this our home.
I guess I really shouldn't get my hopes up too much. But I just can't stop picturing us living there with our baby and some day a dog, and being able to walk over to my friends house just a few streets away.
I just wonder why it hasn't sold. Maybe the bathroom is god awful or something. Lol. Who knows.
I love the area, and I love how simple this house looks. The only thing from these pictures that I'm not crazy about is the kitchen cabinets, which is easy enough to paint or re-stain. I feel like we could easily make this our home.
I guess I really shouldn't get my hopes up too much. But I just can't stop picturing us living there with our baby and some day a dog, and being able to walk over to my friends house just a few streets away.
I just wonder why it hasn't sold. Maybe the bathroom is god awful or something. Lol. Who knows.
Wednesday, January 5, 2011
Disappointment
So turns out Josh's Uncle was unable to get a hold of the Realtor companies, so we could look at the houses today. Turns out one of the E. Longmeadow houses went off the market as of yesterday as well.
We decided to drive by the other house in E. Longmeadow just to give us something to do. Well I'm not really crazy about the location or the yard and outside of the house.
I'm feeling a little flustered about this whole process. But I'm trying to stay positive. I'm going to take a little bit of a break from scouring the internet for homes. Maybe the market will magically replenish itself with my absence, and we can start all over.
We decided to drive by the other house in E. Longmeadow just to give us something to do. Well I'm not really crazy about the location or the yard and outside of the house.
I'm feeling a little flustered about this whole process. But I'm trying to stay positive. I'm going to take a little bit of a break from scouring the internet for homes. Maybe the market will magically replenish itself with my absence, and we can start all over.
Monday, January 3, 2011
What we are looking for in our "ideal" home
Josh and I have a list of things that we are looking for in a home. This is obviously important, since when you go about house hunting you should have an idea about what you do want and what you don't want... so here is our list of things we want/don't want and what we must have.
The must-haves:
The must-haves:
- washer/dryer hook-up
- interior access to basement
- safe neighborhood
- at least 2, but prefer 3 bedrooms
- a master bedroom large enough to accommodate a king size bed
- working heating / electrical / plumbing systems
- full size bathroom with a full tub
- no structural issues
- dishwasher hook up
- outdoor storage
- min .25 acre of land
- garage
- deck / patio
- single floor / ranch style home
- full basement
- partially finished basement
- appliances included
- gas forced hot air / central air
- fenced in yard
- eat in kitchen
- curb appeal
- interesting layout / architecture
- large picture / bay window
- electric heat
- prefab homes
- high traffic areas
- neighborhoods with multifamily homes
So Far...
Josh and I had gotten a pre-approval right before Christmas from the bank. We looked at one house in Three Rivers right before that, which unfortunately the next day the sellers had accepted an offer on the house. We had really liked the house and it was a disappointment.
We've since looked at a few other houses. There were two on Dickinson Street in Chicopee, that seemed like they would be nice, and both were horrendous! One wreaked like animal waste in the entire house. We looked at another ranch that was near the down town area of Chicopee in a quiet polish neighborhood. It was nice, but the kitchen was way too small and there was a mold issue in the basement. We looked at two in Indian Orchard, one was near the Wilbraham town line, but the layout of the house just killed it for me, other wise I did like the neighborhood. The second was in a really crappy area, and it was a prefab house, even though it wasn't listed that way on-line. The basement was nicer and more spacious than the upstairs.
We were really excited to find a house in Sixteen Acres, that seemed really nice, but we just found out it was taken off the market over night, before we were able to even see it.
There are two houses in East Longmeadow that we will be going to look at on Wednesday.
I am feeling a little frustrated right now. I was hoping that there would be more options out there for us, however I haven't seen too much as of now. I plan on taking a little break from scouring the web for houses. We will see how those houses go on Wednesday, and I will update about them then.
We've since looked at a few other houses. There were two on Dickinson Street in Chicopee, that seemed like they would be nice, and both were horrendous! One wreaked like animal waste in the entire house. We looked at another ranch that was near the down town area of Chicopee in a quiet polish neighborhood. It was nice, but the kitchen was way too small and there was a mold issue in the basement. We looked at two in Indian Orchard, one was near the Wilbraham town line, but the layout of the house just killed it for me, other wise I did like the neighborhood. The second was in a really crappy area, and it was a prefab house, even though it wasn't listed that way on-line. The basement was nicer and more spacious than the upstairs.
We were really excited to find a house in Sixteen Acres, that seemed really nice, but we just found out it was taken off the market over night, before we were able to even see it.
There are two houses in East Longmeadow that we will be going to look at on Wednesday.
I am feeling a little frustrated right now. I was hoping that there would be more options out there for us, however I haven't seen too much as of now. I plan on taking a little break from scouring the web for houses. We will see how those houses go on Wednesday, and I will update about them then.
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